6 tips for finding apartments with affordable rents

6 tips for finding apartments with affordable rents
Rents are at an all-time high, and multiple studies show that individuals in the country pay at least 30% of their income on rent. That said, there are ways to reduce this number and find apartments with good living conditions and affordable rents. This article lists six tips and ways that can help one bring down the amount they pay in rent and save up a bit. 1. Look for smaller units Living in a smaller apartment can significantly help cut rental costs. One could move into a studio apartment, reducing costs by a few hundred dollars each month. 2. Move to a different neighborhood Most people don’t like moving to a new neighborhood because they are comfortable in the one they live in or don’t want to spend money on moving. Reducing moving costs can easily be done by asking friends to assist in the moving process. Relocating to a new neighborhood, especially one that is farther away from the city center, is an excellent way to save on rent. Furthermore, neighborhoods that are not centrally located often have bigger apartments for a lower price. 3. Ask family and friends If one has family or friends living in the neighborhood one wants to move to, one should ask them for advice on finding an affordable apartment or to keep an eye out for “for rent” signs.

5 pre-owned SUVs popular for their reliability

5 pre-owned SUVs popular for their reliability
One cannot stress the importance of reliability when it comes to buying an SUV or any used car, for that matter. The automobile might get you the best mileage, looks, features, and performance. But it can get annoying if the vehicle breaks down regularly or needs you to shell out more on repairs than the amount spent on purchasing the SUV. So if you’re shopping for your first used SUV or upgrading to one, here are five reliable options to consider. GMC Terrain The GMC Terrain is one of the most reliable SUVs when it comes to buying a used model. It comes with premium interiors and seating that can carry five people from one destination to the next comfortably. The ride quality of the GMC Terrain is smooth and packs an efficient engine. Customers should be able to purchase a pre-owned model between $19,000 and $28,000. Toyota Highlander The Toyota Highlander is a reliable SUV that is suitable for families. The vehicle is flush with technological features, high-quality interiors, and a powerful standard V6 engine. The Highlander is also awarded a five-star overall safety rating by the NHTSA. Customers can get a pre-owned Toyota highlander starting at $40,000 based on the model they pick.

5 baby products to avoid buying

5 baby products to avoid buying
Taking care of a newborn child is a full-time responsibility, right from when they wake up till bedtime. The good news is there are a number of innovative products designed for the baby’s comfort, safety, and even entertainment. So, parents don’t have to constantly worry about their child’s well-being. However, despite positive reviews about must-have baby products, here are five commonly used ones to avoid at all costs and for a good reason. Sleep positioners Babies struggle to maintain proper posture and can roll over into an uncomfortable position while sleeping in the crib. Sleep positioners prevent babies from rolling onto their stomachs and are also used to elevate the head and back of babies. However, if a baby rolls into their crib bedding or presses their faces against a sleep positioner, they risk suffocating. Crib bumpers and bedding Crib bumpers are bedding accessories to prevent the toddler from sliding and hitting the crib slats or rails. However, there is a potential risk of suffocation if the infant rolls over and presses his/her face into the crib bumper padding. It is also not advisable for parents to use excessive bedding inside the crib to cradle the child’s position properly. All the extra layers add to the rollover problems.

6 best airline credit cards to check out

6 best airline credit cards to check out
An airline credit card is a co-branded travel rewards card that is jointly offered by an airline and a card issuer network. This card allows users to earn frequent flier miles to win travel benefits on their purchases. They also offer benefits such as sign-on bonuses, priority boarding, free checked baggage, access to airport lounges, elite status, and more. Currently, these are the six best airline credit cards one can avail of: Capital One Venture X Rewards Credit Card The Capital Card is one of the most premium travel credit cards with a fairly low annual fee of $395. The card offers up to a 10x reward rate on flights, hotels, and rental cars, making it a crowd favorite. United Club℠ Infinite Card Users can earn up to 4 miles per dollar spent on on United®. The card comes at an annual cost of $525 but offers several perks, such as up to 80,000 bonus miles (conditions apply), free first and second-checked bags, Premier Access travel services, and more. Chase Freedom Flex℠ For those looking for a card with no annual fee, the Chase Freedom Flex is ideal. It offers a quarterly cashback reward rate of up to 5% on rotating categories, to a combined maximum of $1500.

5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance
Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.

5 common oil change mistakes to avoid

5 common oil change mistakes to avoid
An oil change is a necessary maintenance task that should be done within a specified time limit to ensure the engine does not cease to work. Skipping this step only further increases the risk of engine problems that might cost thousands of dollars in repairs simply because of a lack of proper lubrication. If you prefer to change engine oil on your own, here are five critical mistakes to avoid next time. Not using the right type of oil Motor oils are classified into different blends depending on the type of vehicle and the driving conditions in which they are used. Synthetic oil is more suitable for extreme weather changes. It has better viscosity and resistance to oxidation. High-mileage oils help improve fuel efficiency and lower emissions, whereas conventional oil is the cheapest of all variants used in most motor vehicles. Not maintaining proper oil levels Underfilling or completely topping up the engine oil will only hamper engine performance. Learn to use an oil dipstick before running the engine. Overfilling can force the engine oil to fill up the gasket, leading to leaks. Not filling enough increases friction and can stall the pistons completely. Not replacing oil when its recommended If you drive an older model vehicle, it is recommended that you change the engine oil once every 3,000 miles.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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